Regulated by the Colorado Division of Real Estate.
Texas Notice to Consumers
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR
SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING,
2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED
FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
The content provided is presented for information purposes only. All loans are subject to credit approval. Not all borrowers will meet the requirements necessary to qualify. Information, rates, and terms are subject to change based on market conditions, borrower eligibility, and without notice. Any offer is subject to verification of borrower qualifications, property evaluations, income verification, and credit approval. This is not a commitment to lend or extend credit. Certain restrictions may apply, call for details.
Any “low doc/no doc,” “no income/no asset,” “stated income,” “stated asset,” “no ratio,” or similar loan products may have a higher interest rate, more points, or more fees than other products that require income documentation.
Equity First Financial LLC is not affiliated with or endorsed by HUD, any government agency, including USDA or the Department of Veterans Affairs.
The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Interest rates and products are subject to change without notice and may or may not be available at the time of commitment or lock-in.
Payments do not include taxes and insurance. Your payment obligation will be higher. Every person’s situation is unique, and the program may vary based on eligibility. Not all applicants will qualify, and your savings will vary. As a result of refinancing, your total finance charges may be higher over the life of the loan.